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Final Expense Insurance

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Losing a loved one is an emotional, difficult experience. When you are grieving the loss of someone you love, it is not a good time to be faced with unexpected financial burdens. Expenses associated with death, on average, can exceed $8,000. To spare your loved ones when you pass away, it is advised that you put a final expense insurance policy in place to pay for end-of-life costs.

What Is Final Expense Insurance?

Expenses associated with death could have a significant financial impact on your loved ones. Social Security only provides a one-time payment of $255 for burial expenses. The average funeral costs more than $8,000 when you factor in the costs of:

  • Death certificates
  • Memorial
  • Housing the remains
  • Transportation
  • Preparation and embalming
  • Use of funeral home
  • Casket
  • Headstone
  • Burial plot
  • Burial service or cremation
  • Flowers
  • Printing of memorial cards

Final expense insurance is designed to help protect your loved ones from having to pay these expenses out-of-pocket. The policy also pays off the debts you have accumulated at the end of your life.

Cost of Final Expenses Insurance

Different types of final expense insurance, also known as funeral insurance and burial insurance, are available. You can purchase a whole life policy that covers you until death, or a less expensive term policy that covers you until you reach a specified age. Both types of policies are available at various limits and premiums. Our agents at ISAA Insurance & Financial Services in Winston Salem, North Carolina, can help you find the right final expense insurance policy to suit your needs.

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Superior service both Heather and Devora are experts in this field.

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Heather is hands down the best agent around!

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"She helped me for years to realize the importance of planning now for later."

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"I'm so grateful for their support, guidance, and proactive care."

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